How Car Insurance Works

Universal Used Car Superstore is your destination for quality used cars in Orlando, FL. We carry a wide inventory of pre-owned and Certified Pre-Owned cars, trucks and SUVs from top-selling brands, including Chevy, Dodge, Ford, Kia, Nissan, and Toyota. Our dealership aims to educate auto buyers on various car-related topics, including auto insurance.

What is auto insurance and why do you need it? Auto Insurance

Auto insurance is required by law in all states. The purpose is to protect you financially in the event you are involved in a car accident. It provides a safety net to help you pay for repairs and medical bills relating to injuries. It can also provide liability coverage if you’re responsible for the accident that causes damage or injures someone.

Before auto insurance came along, car accident victims often had no recourse or hope of being compensated for repair costs and medical bills. These days, it is much more cost-effective to have auto insurance cover accident-related costs.

Insurance coverage options

Auto insurance must be applied to both new and used vehicles. Whether you drive a used or Universal Certified Pre-Owned car, truck or SUV, there are many options when it comes to insurance plans. Everyone is generally required to carry liability insurance, which covers you in the event you are responsible for an accident that results in damage or injuries. You can also choose other types of coverage. Our used car dealership in Central Florida can answer any of your questions, but here is an overview.

Collision - Covers damage to your vehicle incurred in a traffic accident.

Medical expense payments - Helps pay medical expenses for you and/or passengers.

Uninsured motorist - Offers financial assistance when the other party has no auto insurance.

The rules about which types of insurance are required vary by state. The price of these different coverages depends on several factors, including where you live, age, your driving record, vehicle type, and occupation.

Auto insurance protects you financially in the event of a car accident. If you have more questions about auto insurance, the knowledgeable team at Universal Used Car Superstore, located at 12775 South Orange Blossom Trail, Orlando, FL can help. We’ll be happy to help you find the right pre-owned or Universal Certified Pre-Owned vehicle for your needs and budget. Call 321-319-8695 to schedule a test drive.

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