Does Credit Matter When Financing a Car?

If you’re in the market for a pre-owned Nissan vehicle, you won’t find a better selection than the one at Universal Used Car Superstore. We offer a large inventory of cars, SUVs, and trucks in Orlando, FL, and you can take a look as soon as today!

Does Credit Matter

Does Credit Matter?

While a pre-owned vehicle can be less expensive than its new counterpart, many of our customers still opt for used car financing. In fact, applying for a car loan here at your local Orlando used car dealership is easy. But first, let’s discuss the importance of credit in this situation.

You might be concerned about your credit score and whether or not it will affect your ability to get a loan. In most cases, the higher your credit score, the more likely you’ll get approved. You will also be rewarded with better terms and a lower interest rate for having optimal credit. Having an average or low credit score doesn’t automatically mean you will be turned down, however. In fact, research suggests that 20 percent of car loans go to applicants with credit scores below 600.

How We Can Help?

The experts in our financing department serving Kissimmee, FL work with customers who have a wide range of credit scores. It’s also important to remember that a credit score is not the only factor when it comes to determining the terms of your loan. A three-digit number doesn’t always tell the whole story of your financial picture, so we’ll be sure to discuss your situation before we submit your finance application to our lending partners.

If you’re looking to secure financing for one of our used cars for sale, fill out a financing application on our website today. You can also calculate your monthly payments and determine the value of any applicable trade-in vehicle. Taking advantage of these convenient online tools now will speed up the car-buying process when you come in. To learn more about financing or the best way to secure a loan, contact Universal Used Car Superstore, located at 12775 S Orange Blossom Trail. You may also give us a call at 321-319-8695 to learn more.

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