Auto Loans at Universal Used Car Superstore

At Universal Used Car Superstore, we offer a plethora of used cars at cost-efficient prices. However, we understand that most people don’t have disposable income to buy a vehicle upfront. If you’re applying for a car loan for the first time, here’s how to make the process as easy as possible.

Check Your Credit Report First

If you’re a first-time auto loan applicant, you may not realize how critical a role your credit plays in the process. Your credit score not only determines if you're able to get approved for a loan, but a good credit report will end up saving you money with a lower interest rate.

Before you even start the vehicle loan application process, it's recommended to see where you stand financially.

Select Your Payment

This is where you determine how much you can afford to pay for a vehicle loan every month. Car loans come in three- to six-year terms, with the longest term offering the lowest monthly payment. However, if you do opt for a longer term, you may end up paying more than the car is worth due to interest.

Getting Pre-Approved

Getting “pre-approved” means that you are qualified for a loan. You can determine your status right here on our website, or make an appointment to speak with our financial representatives in person. We do what we can to pair you with a suitable loan.

Visit our Orlando, FL used car dealership to check out our large section of affordable used cars. We look forward to doing business with you!